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Retirement is a major transition in one's life as one has to move from active working life to leisure and relaxing life. This poses new challenges to many retirees regarding spending time meaningfully after retirement. One's active and happy retirement life depends on spending time meaningfully and remaining active after retirement.
1. Why one should remain active and happy after retirement?
If a person is not active after retirement it may lead to both mental and physical problem. Inactiveness after retirement increases risk of heart diseases, obesity, metabolic syndrome, diabetes and many other diseases. Prolonged inactiveness may lead a person to depression. Inactiveness may bring frustration and anxiety in one's mind. Therefore, it is essential for every retired person to remain active and happy so as to remain fit both physically and mentally. One can enjoy retirement life for a longer time if remains active and happy.
2. Ways to stay active after retirement:
Retirement is a transition from active working life to leisure and relaxing life. In this transition your long working hours are replaced with days which you can spend relaxing and doing the things of your liking. During this phase of life all the twenty-four hours in a day are at your disposal. It is up to you how you utilise it judiciously for your betterment and to keep yourself active and fit. There are various ways to keep yourself active after retirement. One can choose any two or three ways to stay active and happy.
2.1 Physical Exercises:
Physical exercise is a good way to stay active after retirement. Daily morning walk for at least 30-45 minutes in a day will keep your blood circulation proper. It will help you to live independently as you age. Make your exercise plan that suits your schedule. Focus on the exercises that improves your metabolism, flexibility, strength and balance. Never do heavy exercise at this age. Exercise should be light and suits your body requirement. If you are having any medical problem then concern your doctor before developing your schedule for exercise. Walking and swimming are good exercises.
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2.2 Cooking:
Cooking food can be developed as a passion after retirement. One can learn cooking various types of recipes from internet and YouTube. Cooking as a hobby is helpful in combating feeling of loneliness in addition to keeping you fit and active. Homemade food is much healthier than processed food purchased from eating outlets or supermarkets. Further, while cooking food you can ensure its low calories content and more nutrients. Maintaining hygiene and ensuring food safety is under your control if you cook food yourself in home.
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2.3 Gardening:
Gardening can be developed as a passion because it benefits both you and and the environment in several ways. Gardening helps you in growing beautiful flowers which gives you mental satisfaction while showing it to your guests. It helps you in growing vegetables and fruits by using the technique of organic farming which gives you many health benefit. It is also good for environment as consuming home-grown food helps you in reducing your personal carbon footprint. The plants grown in your garden consumes carbon dioxide and releases oxygen and thereby helpful in preventing global warming. Gardening keeps you fit and active as it involves manual work which keeps you moving and you can reap the benefit of exposure to the sun which helps your body in absorbing vitamin D from sunlight.
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2.4 Manage Your Money:
Managing your own money can be your regular activity after retirement. Managing money after retirement is a very important activity because of dependence on passive income i.e., pension, interest, dividend, rent, etc. Without managing money, you cannot maintain your retirement life happy for a longer time. Since all the necessary expenses after retirement are met out of passive income which is almost fixed it is therefore necessary to make financial planning in such a way so as to increase your passive income to take care of inflation and increase in medical and other expenses as you age. You need to track flow of income and expenditure incurred during the month. You need to make monthly budget for your expected expenditure and plan for regular monthly saving and investment for growing your retirement corpus as well as passive income. <script async src="https://pagead2.googlesyndication.com/pagead/js/adsbygoogle.js?client=ca-pub-7947521186062979"
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2.5 Do Brain Exercises:
We utilised our mental faculty during our student life and working life mostly out of compulsion. But during retirement life there is hardly any such compulsion to use our mental faculty and there is hardly any scope for it. Therefore, it is essential to do certain brain exercises on a regular basis to hone our mental sharpness, boosting our memories, concentration and focus. Playing chess, puzzle solving games, building vocabulary, learning new language, meditation, etc., are certain brain exercises which one can do during retirement life to keep mental health in sound condition which is required for leading active and happy retirement life.
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2.6 Stay Socially Connected:
Man is a social animal and therefore need to be connected to other human beings is already programmed in our DNA. It is therefore essential to re-establish your old connections and built new social connection with other persons. Strengthen your social connection with your friends, family and neighbours. Social connection boosts your self-esteem and confidence. Social connection helps in keeping your mental and physical health in sound condition. It helps in bringing down your level of stress, anxiety and depression. It also helps in maintaining your cardiovascular system in good condition and having sound sleep during night.
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2.7 Have a Sound Night Sleep:
Sound sleep of 7-8 hours during night is required for keeping you fresh and lively for the whole day. Sound sleep helps in repairing your damaged tissue and enhance healing process. It helps in keeping you fit both mentally and physically. To have a sound sleep during night you have to do physical exercises and physical activities during day time and keep yourself detached from electronic gadgets at least 20 minutes before going to bed.
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2.8 Travelling:
3. Proper retirement planning during active working life is required for smooth moving of your retirement life without any financial problem. Staying active and happy during retirement life is also equally important for which few ways are suggested above. Retirement life is a blessing of God and therefore live it by remaining active and happy during the rest of your life.
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